{"question": "best payment processing for nonprofits", "category": "payment-processing", "category_name": "payment processing", "audience": "nonprofits", "audience_name": "nonprofits", "engine": "Claude (Anthropic) with web search", "model": "claude-opus-5", "asked_at": "2026-10-18T00:09:41Z", "permalink": "https://bikoosh.com/answers/s/payment-processing-nonprofits-2026-10-18", "question_page": "https://bikoosh.com/answers/q/payment-processing/nonprofits", "brands_named": [{"position": 1, "brand": "Stripe", "label": "mentioned"}, {"position": 2, "brand": "ACH", "label": "mentioned"}, {"position": 3, "brand": "Zeffy", "label": "mentioned"}, {"position": 4, "brand": "PayPal", "label": "mentioned"}, {"position": 5, "brand": "Givebutter", "label": "mentioned"}, {"position": 6, "brand": "Donorbox", "label": "mentioned"}, {"position": 7, "brand": "Bloomerang", "label": "mentioned"}, {"position": 8, "brand": "Classy", "label": "mentioned"}, {"position": 9, "brand": "Neon", "label": "mentioned"}, {"position": 10, "brand": "Neon One", "label": "mentioned"}, {"position": 11, "brand": "Square", "label": "mentioned"}, {"position": 12, "brand": "EBizCharge", "label": "mentioned"}], "sources_cited": [{"url": "https://support.stripe.com/questions/does-stripe-offer-a-fee-discount-for-non-profit-organizations", "domain": "support.stripe.com", "source_type": "vendor"}, {"url": "https://www.zeffy.com/blog/stripe-for-nonprofits", "domain": "zeffy.com", "source_type": "vendor"}, {"url": "https://www.societ.com/?p=101868", "domain": "societ.com", "source_type": "other"}, {"url": "https://history.paypal.com/us/enterprise/paypal-braintree-fees", "domain": "history.paypal.com", "source_type": "vendor"}, {"url": "https://www.zeffy.com/blog/fundraising-app", "domain": "zeffy.com", "source_type": "vendor"}, {"url": "https://dupple.com/reviews/zeffy", "domain": "dupple.com", "source_type": "other"}, {"url": "https://www.g2.com/compare/givebutter-vs-zeffy", "domain": "g2.com", "source_type": "review"}, {"url": "https://www.g2.com/compare/donorbox-vs-givebutter-vs-zeffy", "domain": "g2.com", "source_type": "review"}, {"url": "https://bloomerang.com/blog/nonprofit-credit-card-processing", "domain": "bloomerang.com", "source_type": "vendor"}, {"url": "https://neonone.com/resources/blog/paypal-nonprofit/", "domain": "neonone.com", "source_type": "vendor"}, {"url": "https://goharness.com/blog-posts/square-alternatives-for-nonprofits", "domain": "goharness.com", "source_type": "other"}, {"url": "https://ebizcharge.com/?p=85319", "domain": "ebizcharge.com", "source_type": "vendor"}], "answer_text": "## My actual picks\n\n**1. Stripe - the default if you have any web presence.** Eligible 501(c)(3)s get **2.2% + 30¢** instead of 2.9% + 30¢ - you have to request it by emailing nonprofit@stripe.com, and it generally requires ~80% of your volume to be tax-deductible donations. Best recurring-donation engine, ACH support, and nearly every nonprofit CRM/donation form plugs into it. Downside: it's a payments rail, not a fundraising product - you or your platform builds the donor experience. ([Stripe support](https://support.stripe.com/questions/does-stripe-offer-a-fee-discount-for-non-profit-organizations), [Zeffy breakdown](https://www.zeffy.com/blog/stripe-for-nonprofits))\n\n**2. PayPal (and Braintree) - the cheapest card rate among the majors.** Verified 501(c)(3)s get **1.99% + $0.49** vs. the standard 2.89% + $0.49, and Braintree offers the same rate for cards and digital wallets. That 49¢ fixed fee means PayPal wins on gifts above roughly $75 and Stripe wins on small ones - so most orgs run both. PayPal also converts a chunk of donors who won't type a card number. ([Societ](https://www.societ.com/?p=101868), [Braintree fees](https://history.paypal.com/us/enterprise/paypal-braintree", "answer_truncated": true, "measurement": "One answer from one engine on one date. Not a ranking and not a claim about the world; brands the engine did not name are not recorded.", "limitation": "Coverage: Claude (Anthropic) with web search. Other engines not included.", "alerts": {"name": "Answer Watch Pro", "price_usd": 79, "period": "month", "gets": "daily change alerts for up to 5 brands in what one AI answer engine says, history, CSV export. Coverage: Claude (Anthropic) with web search. Other engines not included", "url": "https://bikoosh.com/answers"}}