{"question": "best payment processing for nonprofits", "category": "payment-processing", "category_name": "payment processing", "audience": "nonprofits", "audience_name": "nonprofits", "engine": "Claude (Anthropic) with web search", "model": "claude-opus-5", "asked_at": "2026-10-15T23:40:34Z", "permalink": "https://bikoosh.com/answers/s/payment-processing-nonprofits-2026-10-15", "question_page": "https://bikoosh.com/answers/q/payment-processing/nonprofits", "brands_named": [{"position": 1, "brand": "Stripe", "label": "mentioned"}, {"position": 2, "brand": "PayPal", "label": "mentioned"}, {"position": 3, "brand": "Zeffy", "label": "mentioned"}, {"position": 4, "brand": "Givebutter", "label": "mentioned"}, {"position": 5, "brand": "all-in-one", "label": "mentioned"}, {"position": 6, "brand": "Donorbox", "label": "mentioned"}, {"position": 7, "brand": "ACH", "label": "mentioned"}], "sources_cited": [{"url": "https://givebutter.com/blog/stripe-for-nonprofits", "domain": "givebutter.com", "source_type": "vendor"}, {"url": "https://rallyup.com/learn/paypal-vs-stripe-which-payment-processor-is-best-for-nonprofits/", "domain": "rallyup.com", "source_type": "other"}, {"url": "https://www.zeffy.com/en-gb/blog/how-does-zeffy-make-money", "domain": "zeffy.com", "source_type": "vendor"}, {"url": "https://donorbox.org/nonprofit-blog/zeffy-reviews", "domain": "donorbox.org", "source_type": "vendor"}, {"url": "https://www.charitycharge.com/nonprofit-resources/givebutter-vs-zeffy/", "domain": "charitycharge.com", "source_type": "vendor"}, {"url": "https://toolradar.com/compare/zeffy-vs-donorbox", "domain": "toolradar.com", "source_type": "other"}, {"url": "https://ebizcharge.com/?p=85319", "domain": "ebizcharge.com", "source_type": "other"}, {"url": "https://goharness.com/blog-posts/square-alternatives-for-nonprofits", "domain": "goharness.com", "source_type": "other"}], "answer_text": "# Best payment processing for nonprofits\n\nHere's who I'd actually name, in order. The right answer depends mostly on your size and whether you need a donation platform or just a processor.\n\n**1. Stripe - the default for most nonprofits.** Eligible US 501(c)(3)s get a discounted **2.2% + 30¢** rate when at least 80% of volume is tax-deductible donations (tickets, memberships, and auctions bill at the standard 2.9% + 30¢). Best APIs, best reliability, and nearly every donation platform plugs into it - so you're not locked in. Downside: you need some tech capacity to build a good donor experience, or you pair it with a platform.\n[givebutter.com/blog/stripe-for-nonprofits](https://givebutter.com/blog/stripe-for-nonprofits)\n\n**2. PayPal (nonprofit rate) - add it alongside Stripe, don't replace it.** **1.99% + $0.49** for US 501(c)(3)s, so it's cheaper than Stripe above roughly $25 per gift and more expensive below it. The real argument is conversion: a lot of donors will complete a PayPal checkout who'd abandon a card form. Run both.\n[rallyup.com/learn/paypal-vs-stripe-which-payment-processor-is-best-for-nonprofits](https://rallyup.com/learn/paypal-vs-stripe-which-payment-processor-is-b", "answer_truncated": true, "measurement": "One answer from one engine on one date. Not a ranking and not a claim about the world; brands the engine did not name are not recorded.", "limitation": "Coverage: Claude (Anthropic) with web search. Other engines not included.", "alerts": {"name": "Answer Watch Pro", "price_usd": 79, "period": "month", "gets": "daily change alerts for up to 5 brands in what one AI answer engine says, history, CSV export. Coverage: Claude (Anthropic) with web search. Other engines not included", "url": "https://bikoosh.com/answers"}}