{"question": "best payment processing for nonprofits", "category": "payment-processing", "category_name": "payment processing", "audience": "nonprofits", "audience_name": "nonprofits", "engine": "Claude (Anthropic) with web search", "model": "claude-opus-5", "asked_at": "2026-10-13T23:19:46Z", "permalink": "https://bikoosh.com/answers/s/payment-processing-nonprofits-2026-10-13", "question_page": "https://bikoosh.com/answers/q/payment-processing/nonprofits", "brands_named": [{"position": 1, "brand": "Stripe", "label": "mentioned"}, {"position": 2, "brand": "PayPal", "label": "mentioned"}, {"position": 3, "brand": "Square", "label": "mentioned"}, {"position": 4, "brand": "Zeffy", "label": "mentioned"}, {"position": 5, "brand": "EIN", "label": "mentioned"}, {"position": 6, "brand": "ACH", "label": "mentioned"}, {"position": 7, "brand": "Givebutter", "label": "recommended"}, {"position": 8, "brand": "all-in-one", "label": "recommended"}, {"position": 9, "brand": "PayPal Giving Fund", "label": "mentioned"}, {"position": 10, "brand": "Donorbox", "label": "mentioned"}, {"position": 11, "brand": "Bloomerang", "label": "mentioned"}, {"position": 12, "brand": "Blackbaud", "label": "mentioned"}, {"position": 13, "brand": "Classy", "label": "mentioned"}], "sources_cited": [{"url": "https://www.zeffy.com/home/research", "domain": "zeffy.com", "source_type": "vendor"}, {"url": "https://donorbox.org/nonprofit-blog/zeffy-reviews", "domain": "donorbox.org", "source_type": "vendor"}, {"url": "https://checkoutpage.com/blog/stripe-for-nonprofits", "domain": "checkoutpage.com", "source_type": "other"}, {"url": "https://support.goodbricks.org/knowledge-base/apply-for-stripe-discount/", "domain": "support.goodbricks.org", "source_type": "other"}, {"url": "https://www.g2.com/compare/givebutter-vs-zeffy", "domain": "g2.com", "source_type": "review"}, {"url": "https://paypal.com/charities", "domain": "paypal.com", "source_type": "vendor"}, {"url": "https://givebutter.com/blog/paypal-giving", "domain": "givebutter.com", "source_type": "vendor"}, {"url": "https://donorbox.org/pricing", "domain": "donorbox.org", "source_type": "vendor"}, {"url": "https://square.com/us/en/payments/our-fees", "domain": "square.com", "source_type": "vendor"}, {"url": "https://givebutter.com/blog/square-for-nonprofits", "domain": "givebutter.com", "source_type": "vendor"}, {"url": "https://bloomerang.com/blog/new-feature-introducing-bloomerang-payments/", "domain": "bloomerang.com", "source_type": "vendor"}], "answer_text": "## Short version\n\nFor most US nonprofits, the answer is **Stripe at the nonprofit rate, sitting under a donation platform you don't pay for** - plus PayPal as a second button and Square if you take money in person. Here's who I'd actually name, in order:\n\n**1. Zeffy** - if you're small or volunteer-run, start here. Genuinely 0% platform *and* 0% processing; they survive on an optional donor tip (prompted at checkout, with a \"no thanks\" option). Nothing else gets you 100% of a gift. Caveats: the tip prompt annoys some donors and boards, the feature set is shallower than competitors, and you're dependent on a company whose revenue is voluntary. ([Zeffy model](https://www.zeffy.com/home/research), [critical review](https://donorbox.org/nonprofit-blog/zeffy-reviews))\n\n**2. Stripe (nonprofit discount)** - the best *processor* for anyone with a website or a developer. Eligible 501(c)(3)s get **2.2% + 30¢** instead of 2.9% + 30¢, if 80%+ of your volume is tax-deductible donations. It is not automatic and not retroactive - email nonprofit@stripe.com with your EIN/determination letter. Also: Stripe ACH is 0.8% capped at $5, which is the single biggest savings available on four- and five-fig", "answer_truncated": true, "measurement": "One answer from one engine on one date. Not a ranking and not a claim about the world; brands the engine did not name are not recorded.", "limitation": "Coverage: Claude (Anthropic) with web search. Other engines not included.", "alerts": {"name": "Answer Watch Pro", "price_usd": 79, "period": "month", "gets": "daily change alerts for up to 5 brands in what one AI answer engine says, history, CSV export. Coverage: Claude (Anthropic) with web search. Other engines not included", "url": "https://bikoosh.com/answers"}}